By Age

Not sure where to begin? Here is a suggested reading order for each stage of life. Everyone can still start with the Basic steps.

In your 20s: first account, first card, first savings

  1. Choosing your first Canadian bank account (and never paying monthly fees)
  2. Splitting your paycheque: a simple budget that works
  3. Saving on everyday costs: the big picture
  4. Understanding your credit score
  5. Your first credit card, used the smart way
  6. TFSA explained: the tax-free account everyone should know
  7. Investing basics: stocks, bonds, funds and fees

In your 30s and 40s: family, home and kids

  1. Building an emergency fund
  2. Insurance basics: what you need and what you don’t
  3. Buying your first home in Canada (including the FHSA)
  4. RESP: free government money for your child’s education
  5. RRSP vs TFSA: which one first?
  6. The Couch Potato: simple index investing in Canada

In your 50s: getting retirement-ready

  1. Retirement: the big picture
  2. Your CPP: what you pay and what you’ll get
  3. OAS for immigrants: the residence rule
  4. Counting pension years from your home country (social security agreements)
  5. Making your retirement savings plan

60 and over: starting your pensions

  1. When to start CPP: 60, 65 or 70?
  2. Applying for OAS and GIS
  3. Turning your RRSP into a RRIF
  4. Which money to use first in retirement (and the taxes)
  5. Health care and benefits for seniors
  6. Wills and powers of attorney
Is this your new site? Log in to activate admin features and dismiss this message
Log In