🍁 Topic
Investing Deep Dive
Couch Potato investing, asset allocation, ETFs, investment taxes, Norbert’s Gambit and the Smith Manoeuvre.
Read the posts from top to bottom. They go from basic to advanced. All topics · Start Here
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The Couch Potato: simple index investing in Canada
How the Couch Potato approach works in Canada: a few low-cost index ETFs, a fixed mix, a yearly check-up and low fees.
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Asset allocation and rebalancing
How to choose a stocks-and-bonds mix that fits your goal and comfort with risk, and three simple ways to keep it on target.
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How to choose an ETF
A step-by-step checklist for comparing ETFs: the index, MER, tracking difference, trading costs, currency, hedging and why to avoid leveraged ETFs.
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Which account for which investment (asset location)
How TFSA, RRSP, FHSA and taxable accounts treat interest, dividends and capital gains, and why U.S. dividends lose 15% in a TFSA but usually…
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Investment taxes: capital gains, ACB and tax-loss selling
How capital gains are taxed in Canada in 2026, how to track your adjusted cost base, how the superficial loss rule works and which…
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Dividend investing: pros, cons and the dividend tax credit
How the Canadian dividend gross-up and tax credit work, how dividend investing compares with total-return index investing, and how to spot dividend traps.
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Norbert’s Gambit: converting CAD to USD cheaply
How Norbert’s Gambit uses a dual-listed ETF to change Canadian dollars into U.S. dollars, step by step, with the risks, costs, timing and tax…
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The Smith Manoeuvre: how it works and its risks
How the Smith Manoeuvre uses a readvanceable mortgage to invest and try to make interest tax-deductible, with a simple example and a clear look…
